About Kyler

Thoughtful financing. Personal support.

I’m Kyler Carr, a residential mortgage broker based in Charlotte. My background spans finance, underwriting, and mortgage lending, giving me a practical understanding of how to evaluate a loan scenario and explain the path forward.

Before joining Oak Capital Mortgage, I worked with startup and national financial institutions, developing experience in loan structuring, relationship management, and underwriting. I bring that analytical approach to each client’s goals.

Whether you’re purchasing a home, refinancing, or investing in property, I focus on responsive communication, careful preparation, and helping you compare available financing choices. You’ll have a direct point of contact as questions arise throughout the process.

Outside of lending, I’ve enjoyed supporting organizations such as Gilda’s Club and the Leukemia & Lymphoma Society. Building lasting relationships matters to me, both in my work and in the community.

Working together

What working together looks like

01

Start with a conversation

We’ll discuss your goals, timing, and questions.

02

Compare your options

We’ll review the information needed to evaluate available loan choices, costs, and terms.

03

Move through the loan process

Our team helps coordinate documentation, lender review, and the steps toward closing.

Preapproval and final financing remain subject to lender requirements, underwriting, and an acceptable property.

Let's talk

Let's talk about your next move

Tell me what you’re planning, and we’ll discuss the financing options worth exploring.

Oak Capital Mortgage logo

See what's possible for your next move.

Two minutes to tell us your goal. A licensed loan officer follows up personally.