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Oak Capital

Mortgage

Buy a Home
Buying a home

Low down payment options

VA loans

Get pre-approved

First-time home buyers
Refinance
Refinancing

Home equity

Loan calculator
Loan Programs

Conventional

Fixed and adjustable options from a wide range of lenders.

FHA

Government-insured loans with flexible qualification guidelines.

VA

Benefits earned through service, for eligible borrowers.

USDA

Government-backed loans for eligible rural and suburban areas.

Jumbo

Financing above conforming loan limits.

Bank Statement & Asset-Based

Qualify using bank deposits or liquid assets.

DSCR Investor

Qualify on the property’s rental income.

Renovation

The purchase or refinance and the improvements in one loan.

2-1 Buydown

A lower rate and payment for the first two years.

View all loan programs →

Not sure which fits?

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About
Our team

Reviews

Learning Center

Contact

Oak Capital

Mortgage

Buy a Home

Buying a home
Low down payment options
VA loans
Get pre-approved
First-time home buyers

Refinance

Refinancing
Home equity
Loan calculator

Loan Programs

Conventional
FHA
VA
USDA
Jumbo
Bank Statement & Asset-Based
DSCR Investor
Renovation
2-1 Buydown
All loan programs

About

Our team
Reviews
Learning Center
Contact

Call (704) 275-8175

What are you looking to do?

Buy a home

Refinance

Home equity (loan or line of credit)

Not sure which fits? Call us or send a quick question

★ 5.0 on Google · NMLS #1960829 · No obligation

Oak Capital Mortgage

1800 Central Ave, Suite 301
Charlotte, NC 28205

(704) 275-8175
hello@oakcapitalmortgage.com

Loans

Buy a Home
Refinance
Home Equity
All Loan Programs

Company

Our Team
Reviews
Learning Center
Contact

Licensing

Licensed in NC, SC, GA, FL and VA · Licensing & Disclosures

Oak Capital Mortgage, LLC · NMLS #1960829 · NMLS Consumer Access · Equal Housing Opportunity

This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and property eligibility. Programs, rates and terms vary by lender and may change without notice.

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